How do I qualify for a Commercial Mortgage?

A list of the requirements for a Commercial Mortgage

IDEAL candidates will possess the following:

  • 650+ credit scores
  • Personal financial statement and past 3 years tax returns
  • No mortgage late-pays within the past 12 months
  • LTV of 80%, DTI ratio below under 40%
  • Property with debt coverage ratio of at least 1.25, 90% occupied (helps but not required)


Always apply for consultation. If you do not qualify, 100 Percent Financed can help you.